Core service
A controller, a few days a month.
Cash flow forecasts, budgets and reporting a board or lender can act on, on a monthly retainer.
The person who keeps the books also builds the cash flow, the budget and the monthly report, and sits in the lender meeting. Numbers and advice from one desk.
Where it usually starts.
What people arrive with, and what we do.
- The lender wants a forecast and covenant reporting.
- A thirteen-week cash flow, covenant schedules and the financing package a bank asks for.
- The board meeting is next week and there is no pack.
- A management pack in the same format every month, with commentary on what moved.
- Sales are growing but the cash never seems to.
- Margin by product or location, budget against actual, and the full cost of the next hire.
- The business needs a controller and cannot afford one full time.
- The role on a monthly retainer with a written scope, and someone to call.
Fractional controller or CFO
A monthly retainer with a written scope: the numbers, the meetings where they are discussed, and someone to call.
Cash flow projections
A rolling thirteen-week cash forecast for the near term and a twelve-month projection for planning, both updated as actuals land.
Budgets and variance analysis
An annual budget on agreed assumptions, then plan against actual each month with a note on what moved and why.
Management and board reporting
A reporting package in the same format every month, so trends show and meeting time goes to decisions.
Lender reporting and financing support
Covenant schedules, credit line reporting, and the package a bank asks for when you want to borrow more.
Margin, pricing and growth analysis
Gross margin by product, location or channel, and the full cost of a new hire or a second location.
What you receive.
Named in the engagement letter before work starts.
- Monthly management pack on a fixed date
- Rolling cash flow forecast
- Annual budget with monthly variance notes
- Board or lender meetings, as agreed in the engagement letter
Tell us where things stand.
Say what the business does and what is worrying you. Within one business day you get what the work involves, roughly what it costs, and when we could start.
We usually reply within one business day.